It's all about you
You’re in control of your life. I never force my clients to do anything they don’t want to do.
I’m available whenever you need me, whenever you have a question. Life doesn’t generally wait 3-6 months for an appointment.
I will always adjust my planning agenda to your priorities, to anything new or urgent you want to discuss.
I won’t let you leave our conversations unsettled or unsure.
how does it work?
My approach integrates life planning with financial planning. We’ll define and design your unique version of “financial success.” Within this framework, I develop a comprehensive financial plan that aligns with your values, priorities, and life goals.
It typically requires 4-5 meetings across 3-6 months to get to a full draft of a comprehensive plan.
it all starts with just a call
We’ll get to know each other and explore whether my services are a fit for your needs.
Get Started
Your Goals
The Rest of Year 1
Insights, Values, Satisfaction
The Plan
The Future
what i can do for you
Simplify
Financial systems are unclear, complicated, and they change all the time. You can chase the information for days – it’s all out there – but it’s cryptic and too plentiful. I will help you sort through choices clearly, with insight, and without jargon.
Values
What are your values? Can you name them? Does your money life support them? I will get you to a place where what you do with your money aligns with what you say is important.
independence
I will help you define your meaning of financial independence, then I will help you get there. I’d love to help you get there faster.
Priority
Should you pay off this loan first or save more? Should you save more or invest more? I will help you sort out the decisions and take care of first things first.
relief
I like doing the numbers and the planning. Maybe you don’t – so many reasons. Let me do it for you.
Confidence
I will teach you (not lecture you, shame you or judge you) about the details so that you can build your comfort and confidence around your money. I will help you learn as much or as little as you like, but I will insist that you know enough to make informed decisions.
Permission
Can you buy a Sprinter? Can you quit your job to become a letter carrier or a park ranger? Can your family spend 3 middle-school years in South America? If it’s not possible, I’ll be honest with you, but if it is possible, I’ll show you how it can work. Then all you need to do is decide.
listening
Many of us (all of us?) grew up with taboos or discomfort around money. We sometimes feel ignorant, ashamed, or simply anxious. Bring. It. On. You talk, I listen, and we make some real progress.
Accountability
You’re busy. I get that. I will coach you, remind you, sometimes pester you, and generally help you keep your promises to yourself.
How I charge
I believe in simple, transparent costs. I am a fee-only planner. I do not receive commissions from products, nor do I accept monetary or other compensation for referrals.
I offer financial planning services alone, or with investment management added. Plans are typically implemented more successfully when I am helping the client invest according to their plan.
Financial Planning is a fixed, flat, annual cost – billed quarterly – based on the complexity of your situation and the value received. What do I mean by complexity? See the calculator on this page.
Investment Management is 0.50% of the first $1,000,000 of your assets under management (AUM) per year, calculated and billed quarterly. There is no additional cost for AUM over $1,000,000; i.e. the Investment Management cost is capped at $5,000 per year.
I believe in Passive Investing strategies and use experienced third party portfolio managers in most cases.
Your cost
Planning | |||
---|---|---|---|
Boxes Checked | Year 1 | Year 2+ | |
1-2 | $2,400 | $2,400 | |
3-4 | $3,600 | $2,400 | |
5-6 | $4,800 | $2,400 |
Planning + Investment | Planning | |||
---|---|---|---|---|
Boxes Checked | Year 1 | Year 2+ | ||
1-2 | $2,400 + 0.50% AUM | $1,200 + 0.50% AUM | ||
3-4 | $3,600 + 0.50% AUM | $1,200 + 0.50% AUM | ||
5-6 | $4,800 + 0.50% AUM | $1,200 + 0.50% AUM | ||
Total | Enter Your AUM | Enter Your AUM |