It’s your plan, not mine
I’m here to advise and support you
It's all about you
You’re in control of your life. I never force my clients to do anything they don’t want to do.
I’m available whenever you need me, whenever you have a question. Life doesn’t generally wait 3-6 months for an appointment.
I will always adjust my planning agenda to your priorities, to anything new or urgent you want to discuss.
I won’t let you leave our conversations unsettled or unsure.
how does it work?
My approach integrates life planning with financial planning. We’ll define and design your unique version of “financial success.” Within this framework, I develop a comprehensive financial plan that aligns with your values, priorities, and life goals.
It typically requires 4-5 meetings across 3-6 months to get to a full draft of a comprehensive plan.
it all starts with just a call
We’ll get to know each other and explore whether my services are a fit for your needs.
The Rest of Year 1
what i can do for you
Financial systems are unclear, complicated, and they change all the time. You can chase the information for days – it’s all out there – but it’s cryptic and too plentiful. I will help you sort through choices clearly, with insight, and without jargon.
What are your values? Can you name them? Does your money life support them? I will get you to a place where what you do with your money aligns with what you say is important.
I will help you define your meaning of financial independence, then I will help you get there. I’d love to help you get there faster.
Should you pay off this loan first or save more? Should you save more or invest more? I will help you sort out the decisions and take care of first things first.
I like doing the numbers and the planning. Maybe you don’t – so many reasons. Let me do it for you.
I will teach you (not lecture you, shame you or judge you) about the details so that you can build your comfort and confidence around your money. I will help you learn as much or as little as you like, but I will insist that you know enough to make informed decisions.
Can you buy a Sprinter? Can you quit your job to become a letter carrier or a park ranger? Can your family spend 3 middle-school years in South America? If it’s not possible, I’ll be honest with you, but if it is possible, I’ll show you how it can work. Then all you need to do is decide.
Many of us (all of us?) grew up with taboos or discomfort around money. We sometimes feel ignorant, ashamed, or simply anxious. Bring. It. On. You talk, I listen, and we make some real progress.
You’re busy. I get that. I will coach you, remind you, sometimes pester you, and generally help you keep your promises to yourself.
How I charge
I am a fee-only planner. I do not receive commissions from products, nor do I accept monetary or other compensation for referrals.
I offer financial planning services alone, or with investment management added. I find plans are implemented more successfully when I am helping the client invest according to their plan.
I present fixed, flat, annual costs – billed quarterly – based on the complexity of your situation and the value received. I believe in simple, transparent costs. What do I mean by complexity? The calculator on this page will give you a good idea of your likely cost.
I believe in Passive Investing strategies and use experienced third party portfolio managers in most cases.
Planning + Investment